Sooooooooooooo.....its been a while. I have had two crap-crap-crappy weeks at work and have been far too mentally tuckered out to come up with anything worth putting up here. I'm a million posts behind in my Reader and am all out of internet sorts. But things are looking up! The next two weeks at work promise to be considerably easier for a variety of reasons and SPRING! IT IS HERE! It has been absolutely gorgeous in Texas this weekend. Now is that all too brief time where temperatures are in the 70s, going outside is incredibly pleasant, and you can start wearing your maxi dresses again. Today we spent a lovely hour or two with Mr. A's friends at a patio bar. Oh, how I've missed patio weather! Now, talk to me about the weather in about three months however, and my words won't be so pleasant as temperatures will raise about 30 degrees and my freshly dry cleaned maxi dresses will be stained with sweat. But until then, I SHALL ENJOY! And enjoy I did this weekend. Yesterday was the big Greenville St. Patrick's Day Parade, which I am far too old of a fogey to attend. Afterward, however, I went to a little gathering at a friend's home and for the 100th time, fell in love with their neighborhood:

Fret not, these are not the particular homes I'm looking at. I have no desire to die in an internet stalking incident.
It is a very rare circumstance in Dallas to find a desirable home that is NOT new construction in a far out suburb, and lies in a decent neighborhood and costs less than $600,000.
I brake for red doors.
Yes, I'm one of those rare Texans that rejects brand new construction. I want a real established neighborhood. I don't want to live next door to the model home down the street from 15 houses that look just like mine. I want old trees and history, not bonus rooms and the ability to select the flooring upgrade of my choice. I am truly a rare breed amongst people I know. (and yes, I'm aware of the benefits of new construction. It's just not what I want- keep your comments to yourself)
Anyway, my feelings of house lust have brought about feelings of OHFUCK$HITHELLMONEY$$$ with Mr. A. I have previously described him here as frugal. I was using restraint. Just as I buy my clothes too big for fear of sudden rapid weight gain, Mr. A clings to his money with clenched talons for fear of Sudden Onset Poverty.
Mr. A's strategy is not without benefits, but as I get older I just find myself wanting a HOUSE. And a yard. And a doggie. And neighbors who are like me, and not unemployed overindulged graduates of private colleges who have parties requiring booze which is charged to their parents' AmEx. Which isn't to say we couldn't find that in a rental, but ya know, home ownership has more of a sense of permanency which is more and more tempting these days.
I've hardly made up my mind on the matter, however. While Mr. A and I could certainly afford a house, and a pretty nice one to boot, this is still a purchase that scares me. And in this economy, I certainly like having a pretty decently sized cash reserve as we have now. I like the idea that the worst thing that could happen to us is that we break a lease and not default on a mortgage. And while people blather about tax benefits, there are all manner of house expenses that start cutting away at that (we do not qualify for the $8k first time buyer credit even though this is our first home). Mortgage insurance, home insurance, property tax, upkeep, yard-work, higher utility costs. And then there's the matter of furniture.
Mr. A and myself own barely enough furniture to decorate a 1200 square foot apartment. Since we have been married, this is the sum total of furniture purchases made:
1 Coffee Table (a floor sample for 1/2 off)
2 barstools
Yeah, that's it. Which is why I've been able to indulge my Anthropologie lust. Everything else was Mr. A's when we got married. As you can imagine, I've been itching to replace EVERYTHING for a while now. But I also find the concept TERRIFYING. I will have to develop taste! And a design aesthetic! And paint walls! I've been very reluctant to even attempt that in an apartment because there is no guarantee that these things will work out on whatever home we choose to buy.
So while its nice to be all footloose and fancy free, I'm sick of feeling like things are so temporary. I'm ready to have a place to live that really reflects my tastes and feels like me. And an apartment doesn't do that, and another temporary place won't do it either.
If only the down payment fairy would grant my wishes and drop $100,000 and a Crate and Barrel gift card into my lap....
When did you buy your first home? If you haven't yet, what's keeping you from doing it?